International Congress on Economics, Management and Business Studies
International Congress on Economics, Management and Business Studies Aim & Scope: This congress focuses on economics, finance, management, entrepreneurship, and business innovation. It welcomes empirical, theoretical, and policy-oriented research related to global and emerging economies. About E-Conferencia Platform: Through open-access proceedings, E-Conferencia enhances the reach and transparency of economic and business research for scholars worldwide. Hosted Online from: New York, USA Schedule: 23rd of Each Month
DARYO O‘ZANIDAN QUM-SHAG‘AL QAZIB OLISHNI YILLIK SEDIMENT TIKLANISHI VA TALVEG BALANDLIGI ASOSIDA BOSHQARISH
Ushbu maqolada daryo o‘zaniga zarar yetkazmagan holda ekologik xavfsiz qum va shag‘al qazib olish masalalari ko‘rib chiqilgan. Tadqiqotning asosiy maqsadi sifatida daryo ichidan noruda foydali qazilmalaridan qum va shag‘alni qazib olishda o‘zan morfologiyasini barqaror saqlash, daryoga tushadigan sediment hajmi, talveg chuqurlashuvi, qirg‘oq eroziyasi va suv ekotizimlariga salbiy ta’sirni oldini olishga qaratilgan ilmiy-amaliy tavsiyalar ishlab chiqishdan iborat.
qum va shag‘al qazib olish, sediment tiklanish, talveg, ekologik xavfsizlik, daryo o‘zani.
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IMPROVING THE CRITERIA FOR ASSESSING THE DIGITAL MATURITY OF SMALL BUSINESSES IN UZBEKISTAN
This article provides a scholarly examination of the improvement of criteria for assessing the digital development of small businesses in Uzbekistan. International digital maturity models are comparatively analyzed, and the principal limitations of their direct application to small businesses are identified. The improved UzSME-DDI is based on the behavioral indicators of its core module, a sector-specific supplementary module, distinct aspects of the regional digital environment, and levels of evidence reliability. The approach is shown to focus on diagnostics and the development of a clear enterprise-specific development roadmap rather than on ranking.
Small business, digital maturity, UzSME-DDI, composite index, indicator, assessment criterion, digital transformation.
O‘ZBEKISTON MAKTABLARIDA GEOGRAFIYA TA’LIMI ORQALI O‘QUVCHILARNING GLOBAL GEOGRAFIK TAFAKKURINI SHAKLLANTIRISHNING PEDAGOGIK IMKONIYATLARI
Mazkur ilmiy tezisda O‘zbekiston umumiy o‘rta ta’lim maktablarida geografiya fanini o‘qitish jarayonida o‘quvchilarning global geografik tafakkurini shakllantirishning pedagogik imkoniyatlari nazariy va metodik jihatdan tahlil qilingan. Zamonaviy geografiya ta’limi o‘quvchiga geografik obyektlar, hududlar va jarayonlar haqidagi faktik ma’lumotlarni o‘zlashtirish bilan bir qatorda, ularning o‘zaro hududiy, tabiiy, ijtimoiy-iqtisodiy va ekologik bog‘liqligini tushunish imkonini berishi lozim. Global geografik tafakkur shaxsning dunyo geografik makonini yaxlit tizim sifatida idrok etishi, mahalliy hodisalarni global jarayonlar bilan bog‘lashi, hududlar o‘rtasidagi o‘xshashlik va farqlarni qiyosiy tahlil qilishi, geografik muammolarning sabab va oqibatlarini aniqlashi hamda mavjud muammolarga hududiy nuqtayi nazardan yondashishi bilan tavsiflanadi. Tadqiqotda geografiya ta’limining mazmuniy, metodik va amaliy imkoniyatlari qiyosiy geografik tahlil, kartografik faoliyat, muammoli ta’lim, loyiha metodi, GIS texnologiyalari, statistik ma’lumotlar bilan ishlash, ekologik masalalarni o‘rganish va fanlararo integratsiya asosida ochib berilgan. Shuningdek, O‘zbekiston maktablarida global geografik tafakkurni rivojlantirishda “mahalliy–mintaqaviy–global” tahlil modeli, geografik vaziyatlarni qiyoslash, real ma’lumotlardan foydalanish va o‘quvchini mustaqil xulosa chiqarishga yo‘naltirishning samarali pedagogik vosita ekanligi asoslangan.
geografiya ta’limi, global geografik tafakkur, geografik kompetensiya, fazoviy tafakkur, geografik savodxonlik, umumiy o‘rta ta’lim, qiyosiy tahlil, kartografik savodxonlik, GIS, global jarayonlar, ekologik ta’lim, muammoli ta’lim, hududiy tafakkur.
THE ROLE OF MIGRATION PROCESSES IN SOCIO-ECONOMIC DEVELOPMENT AND REGULATORY MECHANISMS
Мазкур мақолада замонавий глобаллашув шароитида халқаро меҳнат миграцияси жараёнларининг ижтимоий-иқтисодий хусусиятлари, унинг назарий-методологик асослари таҳлил қилинган. Шунингдек, миграция оқимларининг қабул қилувчи ва юборувчи давлатлар иқтисодиётига таъсири, мигрантларнинг ҳуқуқий ва ижтимоий ҳимоясини таъминлаш масалалари ёритилган. Мақолада Ўзбекистонда миграцияни тартибга солиш ва бошқаришнинг институционал механизмлари, хорижда вақтинчалик меҳнат фаолиятини амалга ошираётган фуқароларни касбий ва тил ўқитиш тизимини такомиллаштириш бўйича илмий-амалий таклифлар ишлаб чиқилган.
меҳнат миграцияси, глобаллашув, иқтисодий тараққиёт, пул ўтказмалари, инсон капитали, демографик омил, ҳуқуқий ҳимоя, институционал механизмлар.
HANDCRAFTED ARTISTIC MOLDING IN CONTEMPORARY ARCHITECTURE
This article examines the significance of handcrafted artistic gypsum molding in contemporary architecture. Despite rapid technological advancements and the widespread use of modern construction materials, handcrafted decorative elements continue to be in high demand due to their artistic value, uniqueness, and durability. Particular emphasis is placed on the manufacturing technology of molded elements, their role in shaping the architectural appearance of buildings, and the development prospects of this field of decorative and applied art.
artistic molding, architectural decor, craftsmanship, gypsum, bas-relief, restoration, contemporary architecture.
DAVID THE BUILDER AND THE "HYMN OF REPENTANCE" LITERARY MESSAGES
The report concerns the poetic creation of the great Georgian king, David the Builder, “Hymns of Repentance”, which is as remarkable a monument of true poetry as the hymns created on the same theme by Ephrem Asuri, Joseph and Theodore Studile, Andrew of Crete, John of Damascus and others. It is emphasized that the work presents the deep feelings of the author’s soul, which must be caused not by the awareness of any specific sin committed by the king, but, in general, by the amazing ability to perceive and understand sins, by the king’s high ethical convictions, which are clearly and distinctly read by the author in the extreme exposure and humility of the labyrinths of his own soul.
SUMMARIZING AND EVALUATING THE RESULTS OF AUDIT PROCEDURES IN ACCORDANCE WITH INTERNATIONAL STANDARDS ON AUDITING
Summarizing and evaluating the results of internal audit procedures in commercial banks in accordance with International Standards on Auditing is of significant importance. It contributes to increasing the level of confidence in banks’ financial statements and financial information, reducing financial risks, and improving the quality of users’ decision-making. This article examines these issues and provides proposals and recommendations for summarizing and evaluating the results of audit procedures in accordance with International Standards on Auditing.
Commercial banks, internal audit, financial operations, risks, financial settlements, operational efficiency, identification, evaluation, management, proper implementation, analysis, methodology, financial risks.
ПАТОГЕНЕТИЧЕСКИЕ МЕХАНИЗМЫ РАЗВИТИЯ ПЛАЦЕНТАРНОЙ НЕДОСТАТОЧНОСТИ ПРИ ЭНДОМЕТРИОЗЕ ПОСЛЕ ПРИМЕНЕНИЯ ВСПОМОГАТЕЛЬНЫХ РЕПРОДУКТИВНЫХ ТЕХНОЛОГИЙ
В статье представлены результаты комплексного исследования патогенетических механизмов формирования плацентарной недостаточности у женщин с эндометриоз-ассоциированным бесплодием после применения вспомогательных репродуктивных технологий (ВРТ). На основе ретроспективного (n=150) и проспективного (n=350) анализа изучены особенности течения беременности, состояние фетоплацентарного комплекса, гемостазиологические, молекулярно-генетические и гормональные показатели. Проведено иммуногистохимическое исследование плацентарной ткани с оценкой экспрессии маркеров ангиогенеза, гипоксии и апоптоза (CD31, VEGF, HIF-1α, CASPASE-3). Установлено, что системный воспалительный ответ, нарушения процессов инвазии трофобласта и дисбаланс ангиогенных факторов при эндометриозе существенно повышают риск плацентарных нарушений при беременности после ВРТ.
WAYS TO INCREASE FOREIGN CAPITAL FLOWS BY INCREASING UZBEKISTAN'S INVESTMENT ATTRACTIVENESS
In the context of deepening globalization processes and increasing competition in international capital markets, attracting foreign investment is becoming an important part of the economic development strategy of countries. Foreign capital inflows, in addition to being an additional source of financial resources for the national economy, create opportunities for the introduction of modern technologies, increasing production efficiency, creating new jobs, expanding export potential, and integrating into international production chains. Therefore, increasing the country's investment attractiveness is an important condition for attracting foreign capital on a sustainable and long-term basis. In Uzbekistan, reforms aimed at liberalizing the economy, liberalizing the foreign exchange market, creating favorable conditions for entrepreneurial activity, developing public-private partnerships, and protecting the rights of investors are creating an important institutional framework for increasing foreign capital inflows. However, increased competition among foreign investors requires the country to constantly improve the investment climate. In particular, strengthening macroeconomic stability, strengthening legal guarantees, reducing bureaucratic barriers and developing infrastructure are urgent tasks.
ASSESSMENT OF THE INVESTMENT CAPACITY OF REGIONS IN ATTRACTING FOREIGN INVESTMENTS IN THE AGRICULTURAL SECTOR
Attracting foreign investment in the agricultural sector is one of the important factors for the effective use of the existing natural, economic, infrastructural and labor resources of the country's regions and the acceleration of regional economic development. Since the natural and climatic conditions, water resources, land fund, labor potential and production specialization of agriculture differ from region to region, assessment of investment potential by region is of particular importance. Such an assessment allows us to identify the most promising regions and investment directions for foreign investors.
THE SIGNIFICANCE OF COMMERCIAL BANK CREDITS FOR THE DEVELOPMENT OF ECONOMIC SECTORS
This article investigates the scientific and practical significance of commercial bank credit resources as a primary financial driver and catalyst for the structural and sectoral development of the national economy. The relevance of the study is driven by the necessity of deep economic diversification and ensuring balanced, long-term growth across key sectors of the national economy during the market transformation of the financial sector of the Republic of Uzbekistan. Based on official aggregated statistical data covering the period from 2020 to 2025, a comprehensive dynamic and inter-sectoral structural analysis of allocated bank credits was conducted. Financial flows directed into industry, agriculture, construction, trade and catering, transport and communications, as well as the retail sector of credit provision to individuals, were studied in detail. Utilizing methods of horizontal, vertical, and coefficient statistical analysis, sectoral growth rates and structural shifts were calculated. The paper proves that bank lending exerts a direct influence on the intensity of expanded reproduction in the real sector, thereby modifying macroeconomic proportions. Based on the findings, funding imbalances were identified, and scientifically grounded recommendations were formulated to optimize the sectoral allocation of credit resources.
commercial bank credits, economic sectors, economic development, industry, agriculture, retail lending, trade, construction sector, structural shifts, growth rate, resource allocation, financial intermediation of Uzbekistan.
UNIVERSITETLARNING RIVOJLANISH MODELLARI VA OLIY TA’LIM INNOVATSION INFRATUZILMA XIZMATLARI UYG’UNLASHUVI
Mazkur tezisda oliy ta’lim muassasasining innovatsion infratuzilmasini shakllantirish va uning xizmatlarini rivojlantirish masalasi tadqiq etilgan. Oliy ta’limdagi innovatsion infratuzilma faqat texnopark yoki alohida innovatsiya markazi bilan cheklanmasdan, ilmiy laboratoriyalar, FabLab markazlari, biznes-inkubatorlar, akseleratorlar, texnologiyalar transferi, intellektual mulkni himoya qilish, startaplarni moliyalashtirish va ilmiy ishlanmalarni tijoratlashtirish xizmatlarining yagona tizimi sifatida qaralgan.
oliy ta’lim, innovatsiya, innovatsion infratuzilma, innovatsion xizmatlar.
THE ARCHITECTURAL AND EDUCATIONAL ENVIRONMENT AS A FACTOR IN SHAPING THE STUDENT OF NEW UZBEKISTAN
The article examines the architectural and educational environment as an active pedagogical resource linking national priorities for developing the intellectual and creative potential of the individual, the renewal of pedagogy, the transformation of the university, and the formation of the student’s personality. Based on a systematization of the presented materials, a logical model is constructed for the transition from the strengths of historical educational experience to a modern research-oriented, project-based, digital, and artistic-aesthetic university. Particular attention is paid to the influence of composition, proportions, light, color, materials, national motifs, landscaping, and the typology of learning spaces on students’ aesthetic perception, emotional culture, historical memory, communication, independence, and creativity. A sequence of levels through which the environment exerts its influence—sensory, emotional, cognitive, value-based, and creative—is proposed, demonstrating that the highest pedagogical outcome is the student’s transition from perceiving space to its meaningful transformation.
New Uzbekistan, “Uzbekistan - 2030” Strategy, architectural and educational environment, university, student, artistic-aesthetic culture, pedagogy, human capital, research-based learning, project-based learning, cultural heritage.
THE MOON AND THE SUN AS LITERARY ARCHETYPES
This article examines the nature of the images of the moon and the sun as literary archetypes, their mythological, philosophical, and aesthetic origins, and their functional-semantic potential in the literature of different periods. The concept of the archetype is interpreted on the basis of C. G. Jung‘s views on the collective unconscious and primordial images, as well as N. Frye’s theory of archetypal criticism. The study considers the moon and the sun not merely as landscape elements or poetic ornaments, but as archetypal images that shape the ideological and compositional system of a literary work and express such categories as the psychology and destiny of the protagonist, love, life and death, knowledge and ignorance, consciousness and the unconscious, time and eternity. Literary works featuring images of the moon and the sun are analyzed, and the semantics of their archetypal meanings are identified. At the same time, the study demonstrates that these meanings are neither fixed nor immutable in literary texts; rather, authors may invert, juxtapose, or individually reinterpret archetypal meanings within their own poetic systems. In particular, it is argued that in Frankenstein, the sun and the moon represent two different psychological dimensions of the archetype of light; in Romeo and Juliet, they embody the opposition between love and instability; in A Midsummer Night’s Dream, Sol and Luna express the relationships between consciousness and the unconscious, masculinity and femininity, order and transformation; in Moby-Dick, the sun functions as an ambivalent symbol of cosmic and divine power; while in Alisher Navoi’s epics, the moon and the sun represent beauty, perfection, and divine love within the framework of classical Eastern poetics.
archetype, literary archetype, moon, sun, mythologeme, symbol, Jung, Frye, mythopoetics, light, darkness, love, fate, life, death, consciousness, unconsciousness, classical literature, modern literature.
ЭКОНОМИЧЕСКАЯ ОЦЕНКА ВЛИЯНИЯ УСТОЙЧИВОГО ПРОИЗВОДСТВА НА ИНВЕСТИЦИОННУЮ ПРИВЛЕКАТЕЛЬНОСТЬ ПРЕДПРИЯТИЙ ТЕКСТИЛЬНОЙ ПРОМЫШЛЕННОСТИ
В статье рассматривается влияние принципов устойчивого производства на формирование инвестиционной привлекательности предприятий текстильной промышленности. Особое внимание уделено экономическим результатам внедрения ресурсосберегающих технологий, снижению энерго- и материалоёмкости производства, рациональному использованию сырья, сокращению производственных отходов и повышению эффективности использования ресурсов. Обосновано, что устойчивое производство следует рассматривать не только как экологическое направление развития предприятия, но и как фактор, способный оказывать непосредственное влияние на его финансовые результаты, уровень производственных рисков, конкурентоспособность и инвестиционный потенциал.
устойчивое производство, инвестиционная привлекательность, текстильная промышленность, ресурсосбережение, экономическая эффективность, инвестиции, производственные затраты, циркулярная экономика, технологическая модернизация, инвестиционный риск.
INCREASING ENTERPRISE PROFITABILITY THROUGH FINANCIAL REHABILITATION
Financial rehabilitation is an important mechanism for restoring the financial health and improving the profitability of enterprises experiencing financial difficulties. In a competitive economic environment, enterprises may face declining revenues, increasing operating costs, excessive debt, insufficient liquidity, inefficient asset utilization, and weak cash-flow management. These factors can reduce profitability and negatively affect long-term business sustainability. This thesis examines the role of financial rehabilitation in increasing enterprise profitability and identifies the principal mechanisms that can be applied to restore financial stability. The study is based on a review of theoretical approaches and contemporary financial-management practices. The analysis demonstrates that effective financial rehabilitation should combine cost optimization, working-capital improvement, debt restructuring, asset utilization, revenue diversification, cash-flow management, and financial planning. The study argues that financial rehabilitation should not be limited to eliminating short-term financial difficulties but should also create conditions for sustainable profitability and long-term enterprise development. The proposed approach can be particularly relevant for enterprises with declining financial performance, high financial leverage, inefficient resource allocation, or temporary liquidity constraints.
financial rehabilitation, enterprise profitability, financial stability, cost optimization, debt restructuring, working capital, cash flow, financial management.
INCREASING THE ROLE OF BANK CREDIT IN ENSURING THE FINANCIAL STABILITY OF BUSINESS ENTITIES
This article examines the role of bank credit in ensuring the financial stability of business entities. In modern economic conditions, access to financial resources is one of the key factors determining the sustainable development and competitiveness of enterprises. Bank loans enable businesses to finance investment projects, replenish working capital, modernize production facilities, introduce innovative technologies, and expand their operations. At the same time, effective use of credit resources requires appropriate financial planning and risk management. The article identifies the main ways to increase the role of bank lending in strengthening the financial stability of business entities, including improving lending mechanisms, reducing the cost of credit resources, developing long-term financing, introducing modern digital technologies, and improving cooperation between banks and enterprises.
Bank credit, financial stability, business entities, lending, investment, working capital, financial resources, credit risk, entrepreneurship.
IMPROVEMENT AND DEVELOPMENT OF THE EFFICIENCY OF THE SERVICES SECTOR
The services sector is one of the most important components of the modern economy. It includes a wide range of activities such as trade, transport, tourism, banking, finance, education, healthcare, information technology, communication, and professional services. The development of this sector contributes significantly to economic growth, employment creation, improvement of living standards, and increased competitiveness of national economies. In recent decades, technological progress, digitalization, globalization, and changes in consumer demand have significantly transformed the services sector. Businesses are increasingly required to provide faster, more convenient, affordable, and high-quality services. Therefore, improving the efficiency of the services sector has become an important economic priority. The purpose of this paper is to examine the main factors influencing the development and efficiency of the services sector and to identify effective measures for improving its performance. Particular attention is paid to digital technologies, human capital, service quality, innovation, and effective management.
technologies, human capital, service quality, innovation, and effective management.
THE INDUSTRIAL SIGNIFICANCE OF ALIPHATIC AMINES AND ISSUES OF IMPROVING THE TECHNOLOGY OF THEIR SYNTHESIS FROM LOCAL RAW MATERIALS
This scientific thesis provides an in-depth analysis of the strategic role of aliphatic amines in the modern chemical industry and technological processes, their diverse practical applications across the national economy, the fundamental principles of industrial-scale synthesis technologies based on paraffin hydrocarbons, process kinetics, and the influence of catalytic systems on selectivity. The study examines the relationship between the structure of heterogeneous catalysts, activation energy, and reaction mechanisms in improving product yield, and further addresses the technical and economic aspects of establishing the production of high-molecular-weight amines from local raw materials — namely, the paraffin fractions of the Shurtan and Muborak oil-and-gas chemical complexes. The growth dynamics of the global amine market and Uzbekistan's import-substitution potential in the chemical industry are considered separately.
aliphatic amines, paraffins, catalytic amination, heterogeneous catalysis, corrosion inhibitors, cationic flotation reagents, chemical technology, selectivity, reaction kinetics, import substitution.
This in the thesis corporate finance of the field central from problems one is capital structure optimization issue theoretical point of view from the point of view analysis Traditional from the approach pull modern market time to theory was seven main theoretical approach seeing out , their essence , main postulates and mutual differences open Research results this shows that no one theory capital structure formation all aspects complete explain can't , that's it because of in practice integrated approach application to the goal is appropriate
FORMULATING A MODERN SERVICE DELIVERY STRATEGY IN THE ACTIVITIES OF HIGHER EDUCATION INSTITUTIONS
This research abstract analyzes the theoretical and practical aspects of formulating modern service delivery strategies within higher education institutions. The competitiveness of a modern higher education institution depends not only on the content of educational programs and faculty expertise but also on the quality and accessibility of academic, administrative, informational, career, and digital services provided to students. In service marketing theory, a deep understanding of consumer needs and the continuous improvement of service quality are regarded as crucial factors for an organization’s sustainable development. From this perspective, student-centered management, digitalization, feedback mechanisms, the implementation of service standards, and the monitoring of quality indicators are identified as key components of a modern strategy in higher education. The study outlines the stages of formulating a service delivery strategy and develops practical recommendations for its enhancement.
higher education, educational services, service delivery strategy, student-centered approach, digitalization, quality of education, service quality, innovation, competitiveness, electronic services, feedback.
МЕХАНИЗМ ОТСРОЧКИ ТАМОЖЕННЫХ ПЛАТЕЖЕЙ КАК ИНСТРУМЕНТ ФИНАНСОВОЙ ЭФФЕКТИВНОСТИ УПОЛНОМОЧЕННЫХ ЭКОНОМИЧЕСКИХ ОПЕРАТОРОВ В РЕСПУБЛИКЕ УЗБЕКИСТАН
В статье исследован механизм отсрочки уплаты таможенных платежей в рамках института уполномоченного экономического оператора (УЭО) в Узбекистане на основе анализа 209 642 таможенных деклараций 96 сертифицированных операторов за 2021–2025 годы, выявившего рост масштабов применения отсрочки и существенные различия между категориями УЭО. Установлено, что данный механизм обеспечивает значимый финансовый эффект и выступает не только средством ускорения таможенного оформления, но и эффективным инструментом управления оборотным капиталом.
уполномоченный экономический оператор; УЭО; отсрочка таможенных платежей; оборотный капитал; таможенное администрирование; категоризация операторов; финансовая эффективность; упрощение торговли.
COMPREHENSIVE TECHNICAL DIAGNOSTICS OF STORAGE TANKS AND PREDICTION OF THEIR SAFE OPERATIONAL LIFE AT HAZARDOUS INDUSTRIAL FACILITIES
The safe operation of storage tanks at hazardous industrial facilities depends on the ability to determine their actual technical condition and predict possible changes during long-term operation. This article analyzes the application of comprehensive technical diagnostics for evaluating the condition of storage tanks and determining their remaining service life. The study considers the combined influence of corrosion damage, welded joint condition, metal thickness reduction, and operational factors affecting the reliability of tank structures. The study confirms that regular technical inspection and data-based assessment methods help identify critical changes in the condition of storage tanks at an early stage. This approach reduces the risk of unexpected failures and provides a scientific basis for planning maintenance and repair activities.
storage tank, technical diagnostics, residual life assessment, corrosion monitoring, welded joints, non-destructive testing, industrial safety, reliability evaluation.
ТИЖОРАТ БАНКЛАРИНИНГ МОЛИЯВИЙ ХИЗМАТЛАРИ ВА УЛАРНИНГ ТУРЛАРИ
ушбу мақолада тижорат банкларининг молиявий хизматлари ва уларнинг турларига алоҳида эътибор қаратилган. Тижорат банклари томонидан кўрсатиладиган агентлик хизматларининг турлари мисоллар ёрдамида очиб берилган.
депозит хизматлари, кредитлаш, банк, ҳисоб-китоб, касса хизмати, мижоз, тижорат банклари, факторинг хизматлари
THE PLACE OF THE SILK NETWORK IN THE NATIONAL ECONOMY AND DEVELOPMENT TENDENCIES
Silk production humanity civilization, is one of the ancient industries closely linked to trade routes and cultural exchange processes. It has historically been shaped not only as an economic activity that produced luxurious textile products, but also as an exchange of trade, technology and craftsmanship between peoples. In the current context, the importance of sericulture is not limited to historical heritage; it is an important sector that provides employment in rural areas, increases export earnings, supports local industry and increases the added value of textile products. agro-industry in the direction of is spinning.
mulberry plantations, silkworm seed, cocoon cultivation, raw silk production, silk thread and fabric production
ЖАНРОВЫЕ ОСОБЕННОСТИ СУДЕБНО-МЕДИЦИНСКОГО ДЕТЕКТИВА В ТВОРЧЕСТВЕ ПАТРИЦИИ КОРНУЭЛЛ
В статье рассматриваются жанровые особенности судебно-медицинского детектива на материале произведений современной американской писательницы Патриции Корнуэлл. Анализируются характерные черты данного жанра, особенности авторского стиля, роль судебной медицины и криминалистики в построении художественного мира романов. Особое внимание уделяется образу доктора Кей Скарпетты как центральной героини цикла произведений Корнуэлл. Делается вывод о том, что творчество писательницы оказало значительное влияние на развитие современного криминального детектива.
Патриция Корнуэлл, судебно-медицинский детектив, криминальный роман, детективная литература, судебная медицина, криминалистика, Кей Скарпетта.
CURRENT STATE OF INTERNAL AUDIT ORGANIZATION IN COMMERCIAL BANKS AND THE KEY CHALLENGES AFFECTING ITS EFFECTIVENESS
This thesis analyzes the current state of the organization and implementation of internal audit processes in commercial banks of Uzbekistan. Six major groups of factors reducing the effectiveness of internal audit activities are systematized, and their cause-and-effect relationships are identified and explained.
internal audit service, audit plan, human resource capacity, recommendation monitoring, audit effectiveness, digitalization, independence.
THE EFFECTIVENESS OF SPECIAL ECONOMIC ZONES IN INVESTMENT ATTRACTION
In the context of modern globalization, investment emerges as a critical strategic factor in ensuring national economic stability, expanding productive capacity, and enhancing international competitiveness. In particular, attracting Foreign Direct Investment (FDI) plays a pivotal role in technological modernization, the creation of new production facilities, the promotion of innovation activities, and the generation of employment opportunities. From this perspective, Special Economic Zones (SEZs) are widely utilized in global practice as effective institutional mechanisms for attracting investment. Special Economic Zones are designated geographic areas where specific economic, legal, customs, and administrative conditions are established to conduct business activities. Their primary objective is to stimulate investment activity, develop manufacturing capacity, and efficiently leverage the economic potential of regions. Incentives granted to investors within these zones—including tax reliefs, customs preferences, fully developed infrastructure, and streamlined administrative procedures—substantially enhance the attractiveness of investment projects.
BIRLAMCHI TIBBIY-SANITARIYA YORDAMINI MOLIYALASHTIRISHDA AHOLI JON BOSHIGA HAQ TO‘LASH MODELINI TAKOMILLASHTIRISH YO‘NALISHLARI
Mazkur tezisda birlamchi tibbiy-sanitariya yordamini moliyalashtirishda aholi jon boshiga haq to‘lash (ingl. capitation) modelining iqtisodiy mohiyati, unda shakllanadigan rag‘batlar va moliyaviy xavflar tahlil qilingan. Bir xil stavkaga asoslangan oddiy modeldan aholining tibbiy ehtiyoji hamda xizmat ko‘rsatish uchun kutilayotgan xarajatlarni hisobga oluvchi tabaqalashtirilgan modelga o‘tishning asosiy elementlari tizimlashtirilgan. Tahlil natijasida bazaviy stavkani yosh, jins, kasallanish darajasi va hududiy sharoitlarni hisobga oluvchi koeffitsiyentlar asosida tuzatish, xizmatlar paketini aniq belgilash hamda xizmatlar hajmi va sifatini muntazam kuzatish va baholashga qaratilgan takliflar ishlab chiqilgan.
birlamchi tibbiy-sanitariya yordami, davlat tibbiy sug‘urtasi, aholi jon boshiga haq to‘lash, tibbiy ehtiyoj, tabaqalashtirilgan to‘lov, bazaviy stavka, strategik xarid.
QOROVULBOZOR TUMANINING IQTISODIY-GEOGRAFIK RIVOJLANISH XUSUSIYATLARI
Mazkur maqolada Buxoro viloyatining Qorovulbozor tumanining iqtisodiy-geografik rivojlanish xususiyatlari tahlil qilingan. Tumanning geografik o‘rni, tabiiy resurslari, sanoat va qishloq xo‘jaligi tarmoqlarining rivojlanishi hamda ekologik muammolari ilmiy manbalar asosida yoritilgan. Shuningdek, hududning iqtisodiy salohiyati va istiqboldagi rivojlanish yo‘nalishlari ko‘rsatib berilgan.
Qorovulbozor tumani, iqtisodiy geografiya, neft-gaz sanoati, qishloq xo‘jaligi, tabiiy resurslar, ekologiya, melioratsiya.